Insurance Damage restoration

If you are here on this page means that you’ve experienced the most unexpected experience at
your property such as water damage, fire damage or smoke damage and now you might be
wondering what to do? how to restore my property and perhaps what really is insurance damage
restoration and how does it work? Well Trendline is here to make things simple for you!

Majority homeowners are actually covered by homeowner insurance for water
disasters/damages, fire/smoke damages but what they do not have experience in is how to go
about this situation as the insurance companies assure you that they will be willing to take care
of necessary claims and damages, but they do not guide you through the process like a
restoration company like trendline does.

While contacting your insurance is a crucial step and the insurance company will likely send out
an adjuster to assess the damages, here’s why calling a damage or restoration company such as
trendline before that may be a better idea.

Insurance Damage Services in NYC & Restoration Services

Does Homeowner insurance cover water damage?

Depends on the home owners insurance policy, insurance companies would never come
out of pocket to pay more than what the policy states.

Without professional assistance it is difficult to identify the type of disaster that has
caused the damage hence your insurance may find reason to refuse your claim.

Ultimately the insurance adjuster is the one who gets to decide what the source of the
damage was from and fathom the depth of the damage caused.

Will my insurance cover deeper lasting structural or hidden damages as an outcome from water damage such as mold damage?

The insurance company shall send their Insurance Adjuster who will inspect for damages.

You will need an expert contractor will document all items that have been damaged and
record any lasting harm to the structure of the home as the contractor deals with
remodeling and restoration costs on daily basis.

The contractor shall evaluate the cost of  restoration damages for your insurance and will
ask your insurance company to reevaluate their examination so you could get the
maximum amount of claim for your damages.

How much money will insurance companies pay out for mold, water or fire and smoke damage?

NYC insurance claims are usually based on a regional average

If your home is in a high-end NYC location the cost of repair and value of damage is
most likely to be much higher than the regional average value.

Is my insurance company your friend?

The simple answer to that is yes and no and here is why:

Insurance companies make money off premium’s that home owners pay not by paying
out for any sort of restoration damages therefore they try to pay the least amount of
payout needed to restore your property

Insurance companies have their own preferred providers that they have deals with, and
who work in the best interest of insurance company, they do refer you out to them but it
is your right and your decision to select a restoration contractor such as trendline that you
trust and is in your best interest and not the insurance company’s.

What will a restoration company do? And why Trendline?

A restoration company like Trendline will take care of insurance handlings which could
be very hectic to ensure the restoration of your house and peace if your mind

Trendline takes care of any imitate water removal and clean up to remodeling to prevent
any immediate further damages.

Trendline is the best at what we do so we ensure we give you the best services by
providing you with our own public adjuster who asses your damages and works in your
best interest and represents you to your insurance company to get maximum claims.

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